eWallet Platform

A digital wallet must provide a simple customer experience while maintaining an accurate ledger, controlled funding flows, transaction limits and financial reconciliation.

1. Customer onboarding, wallet creation and account-status management.
2. Double-entry ledger for balances, holds, fees and transaction history.
3. Funding, withdrawal, peer-to-peer transfer and merchant-payment workflows.
4. Limits, fees, currency handling, safeguarding controls and reconciliation.

The platform model places the ledger at the centre of every money movement, with clear controls around balances, transaction state and operational exceptions.