Rule-Based SEPA/SWIFT/Card Payments Transaction Monitoring Platform

Financial institutions need consistent monitoring across payment rails while preserving channel context, explainable alert logic and a defensible investigation trail.

1. Normalised ingestion of SEPA, SWIFT and card transaction events.
2. Configurable rules for thresholds, velocity, geography, counterparties and behavioural patterns.
3. Alert prioritisation, investigation workflows and linked customer or account context.
4. Rule tuning, false-positive analysis, version control and audit reporting.

The platform model provides one explainable monitoring layer across multiple payment channels while keeping rule changes and investigations fully traceable.