Savvas PanayiotouSenior IT Executive
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FINANCIAL TECHNOLOGY · PLATFORM USE CASE

Visa/Mastercard Chargeback Platform

A case-management platform for card disputes, scheme deadlines, evidence workflows and chargeback lifecycle control.

ChargebacksVisaMastercardDispute Management

OPERATING CONTEXT

The business need

Chargeback operations require precise handling of reason codes, evidence, scheme time limits and financial adjustments across customers, merchants, issuers and acquirers.

PLATFORM CAPABILITIES

Core functions

  1. Dispute intake, eligibility checks and reason-code classification.
  2. Deadline management, evidence collection and collaborative case workflows.
  3. Representment, pre-arbitration and arbitration process tracking.
  4. Scheme messaging, financial adjustments, reconciliation and management reporting.

OPERATING VALUE

Control and traceability

The platform model provides a controlled case lifecycle that keeps actions, evidence, deadlines and financial outcomes connected and auditable.